The Clever Girls Know Podcast

On today's podcast episode, Dasha Kennedy discusses how to build financial security no matter your income!

Dasha is a financial activist, speaker, and the author of Moving Beyond Broke. As the founder of The Broke Black Girl, she has built a digital community that provides real, relatable financial education for Black women navigating money with limited resources, systemic barriers, and real-life responsibilities.

Through her work, Dasha challenges outdated personal finance advice, centering economic justice and financial healing. Her upcoming book, Moving Beyond Broke, explores the emotional and financial realities of starting over, rebuilding wealth, and redefining financial success outside of hustle culture.

With a background in finance and lived experience as a single mother overcoming financial hardship, Dasha brings a raw and honest perspective to money conversations. Her mission is simple: to help Black women move beyond shame, take control of their finances, and build the future they deserve.

WHAT DASHA DISCUSSED:

1. What inspired her to start The Broke Black Girl
2. Why she believes financial literacy is a human right
3. Breaking the stigma around the word broke and instead seeing it as atemporary phase rather than a label
4. Why financial security isnt just for the wealthy
5. Practical ways parents can set their children up for success
6. Tips to start rebuilding after a financial setback

And so much more!

HOW TO KEEP UP WITH DASHA:

• Via her website:www.thebrokeblackgirl.com
• Instagram: @TheBrokeBlackGirl
• Twitter/X: @BrokeBlackGirl_

Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

Follow us on Instagram:instagram.com/clevergirlfinance

Are you wasting money without even realizing it? 💸 SAME. On this podcast episode, I’m breaking down the sneaky ways I was quietly throwing money away—and exactly how I stopped the leaks and started saving hundreds of dollars every single month. Even as a financial expert, life gets busy—and overspending can sneak in. Let’s talk about how to fix it!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Ready to stop spending on things that don’t matter and start building real wealth? 💸 On this podcast episode, I’m sharing my 2025 Low-Buy Challenge—how I’m cutting back on impulse spending, saving more intentionally, and using that extra money to grow my investments and reach my financial goals.

Whether you’re new to low-buy or want to reset your money habits, this is your sign to take action!

✨ Low-buy isn’t about deprivation—it’s about spending with intention. By making mindful changes, you can break bad money habits, reduce financial stress, and actually enjoy how you're using your money!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this podcast episode, Etinosa Agbonlahor shares key tips on how to talk to parents about money.

Etinosa is the author of the book, "How to Talk to Your Parents About Money" a guide to having important financial conversations and she is passionate about helping people improve their financial well-being. She works with organizations to understand the psychology behind financial decisions and uses this knowledge to achieve better results for clients and businesses.

Having lived and worked across the USA, Australia, Africa, and the UK, Etinosa combines academic research with real-world industry solutions.

She also volunteers as a financial coach with LoveInc in Tampa, helping underserved communities build financial skills.

Etinosa hosts the Her First House podcast.

WHAT ETINOSA DISCUSSED:

• The inspiration behind writing How to Talk to Your Parents About Money.
• The challenges adult children face when discussing finances, particularly debt, with aging parents.
• Common fears and concerns parents have when opening up about their financial situation.
• The importance of sensitivity in these conversations, including key dos and don’ts for approaching the topic.
• How family history and cultural background influence money discussions.
• Strategies for keeping financial conversations supportive rather than judgmental.
• The role of “I” statements in easing tension and fostering collaboration.
• Practical ways to introduce financial solutions, such as budgeting tools or professional advisors, without making parents feel pressured.
• Advice for navigating situations where parents are resistant or unwilling to discuss their finances.

AND MUCH MORE.

HOW TO KEEP UP WITH ETINOSA:

• Pick up a copy of her book, How to Talk to Your Parents About Money: https://www.amazon.com/gp/aw/d/B0DQD3LY4F
• Via her website: www.etinosaa.com
• Instagram: https://www.instagram.com/realestatewitheti/
• LinkedIn: https://www.linkedin.com/in/etinosasere/

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt.

Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content.

Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access.

Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor’s degree in Mass Communications from Lincoln University in Pennsylvania and a master’s in Professional Studies from Towson University.

WHAT SHANICE DISCUSSED:

• Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt.
• Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom.
• Balancing financial goals with enjoying life, addressing the common fear of sacrificing one’s lifestyle while paying off debt.
• The role of content creation and sharing her journey as a means of staying accountable.
• Financial advice for students and young professionals who are just starting their careers.
• The challenges she encountered on her debt-free journey and how she overcame them.
• The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content.
• How becoming debt-free has positively impacted her financial confidence and long-term goals.
• Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin.

AND MUCH MORE

HOW TO KEEP UP WITH SHANICE:

• On social media (IG/TikTok): @ShaniceSwank
• On YouTube: https://www.youtube.com/@ShaniceSwank/videos

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance