Smart Money Happy Hour with Rachel Cruze and George Kamel

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If youre willing to go into debt for limited-edition Mickey Mouse ears . . . its time to stop the madness. In this episode, Rachel and George reveal Disney adults top hacks so you can enjoy the most magical place on Earth without breaking the bank.

Next Steps:

Watch our video What Are Vacations Really Costing You?

Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type GUILTY? at the top of your message so we dont miss it.

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Todays Happy Hour Special: La Tourista Recipe: @taco.dia

2 ounces tequila

1/2 ounce St-Germain elderflower liqueur

1/2 ounce Aperol

1/2 ounce simple syrup

1 ounce lemon juice

2 dashes bitters

Instructions: In a cocktail shaker, add all the ingredients and shake to combine. Strain into a glass filled with ice. Garnish with orange peel or rosemary sprig if desired.

Explore More From Ramsey Network: The Rachel Cruze Show George Kamel The Ramsey Show The Ramsey Show Highlights The Dr. John Delony Show Front Row Seat with Ken Coleman EntreLeadership

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📈 Are you on track with the Baby Steps? Get a free personalized plan.

Today’s special guests may not be old enough to drive a car, but they’ve got some serious money chops. In this episode, test your knowledge as Rachel and George quiz each other (and the Cruze kids!) on personal finance.

Next Steps:

🎥 Watch our video Surprising Money Facts Everyone Should Know.

👩‍🏫 Enter for a chance to win the Ramsey Teacher Appreciation Giveaway!

👦 Get the Financial Peace Kids toolkit.

📘 Get Smart Money Smart Kids by Dave Ramsey and Rachel Cruze.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 

📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Start your free budget today. Download the EveryDollar app!



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Today’s Happy Hour Special: 🍋 Lavender Lemonade Recipe: @theenikj

1 1/2 cup sugar

1 cup water

1 tablespoon dried lavender buds

1 1/2 ounces butterfly pea flower tea

3 ounces lemonade

Instructions: Lavender simple syrup: Place sugar, water and lavender buds in a small, covered saucepan on medium heat. Once it’s at a boil, reduce heat and let simmer for 10 minutes. Strain into an airtight container and store in the fridge.

Mocktail: Brew the butterfly pea flower tea. Then, add lavender simple syrup to the bottom of a highball glass. Add ice and pour in lemonade. Garnish with fresh lemon slices before adding more ice and topping with butterfly pea flower tea.   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If buying a house feels impossible, you’re In this episode, Rachel and George tackle your biggest housing questions and reveal which home upgrades are at the top (and bottom) of their list.   Next Steps:

🎥 Watch the video “Harmless” Purchases That Drain Your Bank Account.

🏠 Pay off your home faster! Try our Mortgage Calculator.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 

📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Start your free budget today. Download the EveryDollar app!

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  Today’s Happy Hour Special: 🍹 Midnight Tart Cherry Mocktail Recipe: Munching With Mariyah  

1/2 cup (4 oz.) tart cherry juice

1 medium lime, both zest and juice

2 teaspoons honey or maple syrup

1/8 teaspoon vanilla extract

1/8 teaspoon Celtic sea salt

Sparkling water

  Instructions: Add the cherry juice, lime zest, lime juice, honey or maple syrup, vanilla extract, and sea salt into a jar. Then either shake the jar vigorously for 30 seconds or mix using a frother. Pour the mixture over a glass filled with ice and top with equal parts sparkling water.   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.

“Does George Kamel even know how much things actually cost?” In this episode, Rachel and George react to savage comments and defend their controversial money takes with facts even the haters can learn something from.

Next Steps:

🎥 Watch our video Revisiting Our Most Viral Financial Advice.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 

📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Start your free budget today. Download the EveryDollar app!



Connect With Our Sponsors:

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Today’s Happy Hour Special: 🥃 The Professor Recipe: @Timthetankofficial

1 can Dr. Pepper

2 ounces whiskey

2 ounces rum

2 ounces cherry liqueur

Juice of half a lemon

Instructions: Pour Dr. Pepper into a glass. Add to the empty can ice, whiskey, rum and cherry liqueur, and squeeze in the juice of half a lemon. Top off with the Dr. Pepper.

Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’d happily drive an extra 10 minutes to save 10 cents a gallon on gas—no judgment! In this episode, Rachel and George confess to money habits that don’t always make sense. Plus, they share what it means for you if you can relate.

Next Steps:

🎥 Watch our video Revisiting Our Most Viral Financial Advice.

📘 Get Rachel Cruze’s book Know Yourself, Know Your Money.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 

📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Start your free budget today. Download the EveryDollar app!



Connect With Our Sponsors:

🔒 Get 20% off when you join DeleteMe.

🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: ☕️ Citrus Cardamon Coffee Spritzer Recipe: Recipe Fiction Citrus Cardamom Coffee Spritzer

1 ounce cardamom-infused simple syrup

4 ounces cold coffee

1/2–1 teaspoon fresh lemon juice

Soda water or seltzer to top

Cardamom Simple Syrup

1/2 cup sugar

1/2 cup water

8–10 pods cardamom, crushed

Instructions: Cardamom simple syrup: Combine water, sugar and heat until just boiling. Add crushed cardamom pods and allow to steep for at least 30 minutes or up to overnight. Strain to serve.

Citrus cardamom coffee spritzer: Combine simple syrup, coffee and lemon juice in a 12-ounce glass. Add ice and top with fizzy water.

Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices