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Hosted by Mary Beth Storjohann and Neela Hummel, If Money Were Easy is a space where real, authentic conversations about money are the norm. Inspired by their work as CERTIFIED FINANCIAL PLANNER® professionals and Co-CEOs of Abacus Wealth Partners, Mary Beth and Neela are rewriting the narrative that finances are overwhelming, and offering empowering, accessible, and actionable tips to help you make smarter financial decisions and build a life you love. And since money is an undercurrent that influences nearly every aspect of our lives, expect episodes that touch on everything from family and health, to gender equity and beyond. With timely, candid dialogue and insightful guest spotlights, the bi-weekly episodes feel like chatting with friends about the topics that truly matter. The goal? To make money discussions feel natural, relatable, and yes — even easy. Welcome to the conversation.
Hosted by Mary Beth Storjohann and Neela Hummel, If Money Were Easy is a space where real, authentic conversations about money are the norm. Inspired by their work as CERTIFIED FINANCIAL PLANNER® professionals and Co-CEOs of Abacus Wealth Partners, Mary Beth and Neela are rewriting the narrative that finances are overwhelming, and offering empowering, accessible, and actionable tips to help you make smarter financial decisions and build a life you love. And since money is an undercurrent that influences nearly every aspect of our lives, expect episodes that touch on everything from family and health, to gender equity and beyond. With timely, candid dialogue and insightful guest spotlights, the bi-weekly episodes feel like chatting with friends about the topics that truly matter. The goal? To make money discussions feel natural, relatable, and yes — even easy. Welcome to the conversation.
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Here's a quick summary of the last 5 episodes on If Money Were Easy.
Hosts
Mary Beth Storjohann
Neela Hummel
Previous Guests
Mark Maurer
Mark Maurer is a CERTIFIED FINANCIAL PLANNER and the President and CEO of Low Load Insurance Services (LLIS). With decades of experience in the insurance industry, he specializes in providing clarity and professional insights into life and disability insurance. Mark's expertise helps individuals navigate the complexities of insurance planning, addressing psychological barriers and coverage gaps, particularly for high earners and entrepreneurs.
Mark Maurer is a CERTIFIED FINANCIAL PLANNER and the President and CEO of Low Load Insurance Services (LLIS). With decades of experience in the insurance industry, he specializes in providing clarity and professional insights into life and disability insurance. Mark's expertise helps individuals navigate the complexities of insurance planning, addressing psychological barriers and coverage gaps, particularly for high earners and entrepreneurs.
Topics Discussed
insurance
life insurance
disability insurance
financial planning
group insurance policies
individual insurance policies
self-employed insurance
coverage gaps
term life insurance
permanent life insurance
laddering life insurance
financial advisor
CERTIFIED FINANCIAL PLANNER
fiduciary responsibility
advisor compensation models
commission-based
fee-only
hybrid models
interest rates
finances
mortgages
savings accounts
credit cards
business loans
Federal Reserve
2008 financial crisis
financial decisions
compassion
financial transitions
intentions
401(k) contributions
financial anxiety
market fluctuations
personal values
Season 3
money discussions
YouTube
newsletter
financial insights
Here's the recent few episodes on If Money Were Easy.
0:0036:26
Insurance 101: Demystifying Life and Disability Policies with Mark Maurer
Hosts
Hosts of this podcast episode
Mary Beth StorjohannNeela Hummel
Guests
Guests of this podcast episode
Mark Maurer
Keywords
Keywords of this podcast episode
insurancelife insurancedisability insurancefinancial planninggroup insurance policiesindividual insurance policiesself-employed insurancecoverage gapsterm life insurancepermanent life insuranceladdering life insurance
When it comes to financial planning, insurance is an important piece of the puzzle. In this episode of If Money Were Easy, Mary Beth and Neela are joined by Mark Maurer, CFP®, President and CEO of Low Load Insurance Services (LLIS), to break down the complexities of disability and life insurance and shed light on what to consider when deciding what plan might be appropriate for you.
They discuss why so many people tend to avoid thinking about insurance, the psychological barriers that can keep people from planning ahead, the potential differences between group and individual insurance policies, and what to consider if you’re self-employed, and more.
With decades of experience in the insurance industry, Mark’s insights offer clarity and professional perspectives that can help you make informed decisions around your own insurance needs. Tune in for a comprehensive overview of the insurance landscape, and actionable tips.
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
Why insurance is essential, even when you hope to never use it
The differences between group and individual disability policies
How to identify coverage gaps—especially for high earners and entrepreneurs
The pros and cons of term vs. permanent life insurance
What “laddering” your life insurance means—and how it can save you money
When whole life insurance might actually make sense
When it comes to financial planning, insurance is an important piece of the puzzle. In this episode of If Money Were Easy, Mary Beth and Neela are joined by Mark Maurer, CFP®, President and CEO of Low Load Insurance Services (LLIS), to break down the complexities of disability and life insurance and shed light on what to consider when deciding what plan might be appropriate for you.
They discuss why so many people tend to avoid thinking about insurance, the psychological barriers that can keep people from planning ahead, the potential differences between group and individual insurance policies, and what to consider if you’re self-employed, and more.
With decades of experience in the insurance industry, Mark’s insights offer clarity and professional perspectives that can help you make informed decisions around your own insurance needs. Tune in for a comprehensive overview of the insurance landscape, and actionable tips.
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
Why insurance is essential, even when you hope to never use it
The differences between group and individual disability policies
How to identify coverage gaps—especially for high earners and entrepreneurs
The pros and cons of term vs. permanent life insurance
What “laddering” your life insurance means—and how it can save you money
When whole life insurance might actually make sense
Selecting a financial advisor can be a process, especially given the wide range of titles, credentials, and compensation models in the industry. In this episode, co-hosts and CERTIFIED FINANCIAL PLANNER® professionals Mary Beth Storjohann and Neela Hummel outline the factors to consider when choosing an advisor who aligns with your financial goals and values.
They explore the distinctions between various advisor designations, with a focus on the importance of working with a CERTIFIED FINANCIAL PLANNER® professional. They also cover the concept of fiduciary responsibility—why it matters, and how to assess if your advisor is acting in your best interest.
Additionally, Mary Beth and Neela discuss the different ways financial advisors are compensated, including commission-based, fee-only, and hybrid models, and how those structures can influence the advice you may receive.
Whether you're beginning your search or reevaluating an existing relationship, this episode offers valuable guidance to help you make well-informed decisions for your financial life today, and into the future.
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
The distinctions between various financial advisor titles and the significance of the CFP® designation.
The importance of choosing an advisor who is a fiduciary who prioritizes your financial well-being.
Different advisor compensation models like commission-based and fee-only, and their implications on advisory services.
The questions to ask during your first meeting with a potential advisor.
Selecting a financial advisor can be a process, especially given the wide range of titles, credentials, and compensation models in the industry. In this episode, co-hosts and CERTIFIED FINANCIAL PLANNER® professionals Mary Beth Storjohann and Neela Hummel outline the factors to consider when choosing an advisor who aligns with your financial goals and values.
They explore the distinctions between various advisor designations, with a focus on the importance of working with a CERTIFIED FINANCIAL PLANNER® professional. They also cover the concept of fiduciary responsibility—why it matters, and how to assess if your advisor is acting in your best interest.
Additionally, Mary Beth and Neela discuss the different ways financial advisors are compensated, including commission-based, fee-only, and hybrid models, and how those structures can influence the advice you may receive.
Whether you're beginning your search or reevaluating an existing relationship, this episode offers valuable guidance to help you make well-informed decisions for your financial life today, and into the future.
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
The distinctions between various financial advisor titles and the significance of the CFP® designation.
The importance of choosing an advisor who is a fiduciary who prioritizes your financial well-being.
Different advisor compensation models like commission-based and fee-only, and their implications on advisory services.
The questions to ask during your first meeting with a potential advisor.
What happens to your money when interest rates go up or down?
Join Mary Beth and Neela as they dive into the complex world of interest rates and the different ways they can impact your finances – from mortgages and savings accounts, to credit cards and business loans. They explore how the Federal Reserve's adjustments influence both the economy and individual financial decisions, and offer some historical context – such as the period following the 2008 financial crisis – to highlight how those lessons can still apply today.
Tune in for practical advice on how to navigate a changing interest rate environment, whether you're planning to buy a home, looking to refinance, or simply trying to manage your finances more effectively.
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
Why interest rates matter, and why you should care about them.
The effects interest rate fluctuations can have on saving, borrowing, and business.
How different types of debt, such as credit cards and mortgages, are impacted by interest rate changes.
Strategic considerations for homebuyers and business owners.
What happens to your money when interest rates go up or down?
Join Mary Beth and Neela as they dive into the complex world of interest rates and the different ways they can impact your finances – from mortgages and savings accounts, to credit cards and business loans. They explore how the Federal Reserve's adjustments influence both the economy and individual financial decisions, and offer some historical context – such as the period following the 2008 financial crisis – to highlight how those lessons can still apply today.
Tune in for practical advice on how to navigate a changing interest rate environment, whether you're planning to buy a home, looking to refinance, or simply trying to manage your finances more effectively.
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
Why interest rates matter, and why you should care about them.
The effects interest rate fluctuations can have on saving, borrowing, and business.
How different types of debt, such as credit cards and mortgages, are impacted by interest rate changes.
Strategic considerations for homebuyers and business owners.
How can you step into 2025 with compassion — and maybe even a little ease — in a world full of uncertainties? In this Season 3 kickoff episode, hosts Mary Beth Storjohann and Neela Hummel share thoughtful strategies for navigating both financial and emotional transitions as the new year gains momentum.
Focusing on presence and personal values, they explore the benefits of setting realistic, meaningful intentions instead of rigid resolutions and highlight the power of small yet impactful financial moves — like adjusting 401(k) contributions and reviewing expenses. They also offer insights on staying grounded amid external stressors, emphasizing the importance of paying attention to what you can control and finding peace with what’s beyond your influence.
Plus, they dive into managing financial anxiety — especially in times of market fluctuations — encouraging a long-term, values-driven approach over impulsive, fear-based decisions. Tune in for practical tips, fresh perspectives, and an empowering start to the year!
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
The benefits of setting intentions over making resolutions for a more compassionate approach to the year.
Practical steps to take control of finances in the new year, including 401(k) adjustments and budget reviews.
Techniques for managing financial anxiety and the importance of aligning financial actions with personal values and goals.
The three questions Mary Beth is asking herself as she navigates this new year, as inspired by her recent Life Planning training course.
How can you step into 2025 with compassion — and maybe even a little ease — in a world full of uncertainties? In this Season 3 kickoff episode, hosts Mary Beth Storjohann and Neela Hummel share thoughtful strategies for navigating both financial and emotional transitions as the new year gains momentum.
Focusing on presence and personal values, they explore the benefits of setting realistic, meaningful intentions instead of rigid resolutions and highlight the power of small yet impactful financial moves — like adjusting 401(k) contributions and reviewing expenses. They also offer insights on staying grounded amid external stressors, emphasizing the importance of paying attention to what you can control and finding peace with what’s beyond your influence.
Plus, they dive into managing financial anxiety — especially in times of market fluctuations — encouraging a long-term, values-driven approach over impulsive, fear-based decisions. Tune in for practical tips, fresh perspectives, and an empowering start to the year!
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Learn in this Episode:
The benefits of setting intentions over making resolutions for a more compassionate approach to the year.
Practical steps to take control of finances in the new year, including 401(k) adjustments and budget reviews.
Techniques for managing financial anxiety and the importance of aligning financial actions with personal values and goals.
The three questions Mary Beth is asking herself as she navigates this new year, as inspired by her recent Life Planning training course.
Season 3money discussionsYouTubenewsletterfinancial insights
If Money Were Easy is back! Season 3 begins on March 19th, and we couldn’t be more excited.
Not only can you expect more of the honest money (and life) discussions we can’t get enough of, but Season 3 has a new look and will be posted as video episodes on YouTube if you want some visuals with your finance banter.
Make sure you're following the show wherever you’re listening so you don’t miss any updates. And don’t forget to sign up for the If Money Were Easy newsletter to get extra insights, deep dives, behind-the-scenes content, and opportunities to ask your own questions delivered straight to your inbox.
Looking forward to continuing these conversations with you!
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Hear in this Episode:
Season 3 of the podcast kicks off on Wednesday, March 19th.
We started a YouTube channel where you can watch video versions of this season's episodes.
If Money Were Easy is back! Season 3 begins on March 19th, and we couldn’t be more excited.
Not only can you expect more of the honest money (and life) discussions we can’t get enough of, but Season 3 has a new look and will be posted as video episodes on YouTube if you want some visuals with your finance banter.
Make sure you're following the show wherever you’re listening so you don’t miss any updates. And don’t forget to sign up for the If Money Were Easy newsletter to get extra insights, deep dives, behind-the-scenes content, and opportunities to ask your own questions delivered straight to your inbox.
Looking forward to continuing these conversations with you!
For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page.
What You’ll Hear in this Episode:
Season 3 of the podcast kicks off on Wednesday, March 19th.
We started a YouTube channel where you can watch video versions of this season's episodes.