Wanna Save Money? Climate-Proof Your Home
Emily Kwong
Regina Barber
climate change
homeowners' insurance
climate-proofing
disasters
insurance discounts
climate-related disasters
wildfires
hurricanes
heat waves
climate solutions
Homeowners' insurance isn't just getting more expensive ... it's also getting harder to secure in the first place. Across the country, an increase in climate-related disasters like heat waves, wildfires and hurricanes is creating challenges for both insurers and their customers. One successful strategy taking hold in Alabama and other states: Climate-proofing houses and incentivizing it with insurance discounts.
Still, not all states or homeowners face similar risks. And insurers aren't legally required to take climate-proofing into account when assessing the insurability of a home. That's why states are experimenting with different programs and insurance legislation to find a solution.
This episode is part of NPR's Climate Solutions Week: a series of stories covering real world solutions for building, and living, on a hotter planet.
Learn more about sponsor message choices: podcastchoices.com/adchoices
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Still, not all states or homeowners face similar risks. And insurers aren't legally required to take climate-proofing into account when assessing the insurability of a home. That's why states are experimenting with different programs and insurance legislation to find a solution.
This episode is part of NPR's Climate Solutions Week: a series of stories covering real world solutions for building, and living, on a hotter planet.
Learn more about sponsor message choices: podcastchoices.com/adchoices
NPR Privacy Policy