BiggerPockets Real Estate Podcast

Want to retire early? What about early retirement AND making millions of dollars tax-free? Only one real estate investing strategy gives you the ability to do both, but 99% of investors wont try it. Why? We dont know because todays two guests, as well as Dave, are all using this investing strategy in 2025 to make a killing on their real estate deals. Its not house hacking, its not medium-term rentals, and its not private lendingits live-in flipping.



Never heard of live-in flipping? Theres a good reasonnobody is doing it, even though it boasts the biggest benefits of almost any real estate strategy out there. This method enabled Mindy Jensen to accumulate millions of dollars in net worth by her early 50s, much of which was tax-free. The same strategy is being used by Ashley Kehr and Dave to make hundreds of thousands of dollars in profit simply by buying a house, fixing it up while living in it, and reselling it.



How does this get you to early retirement? Simple: you make hundreds of thousands tax-free, more than what your job might pay you over several years, dramatically boosting your bank account and allowing your investments to multiply way faster. Anyone can do itwhether youre single, have a partner, or kidsand the benefits are unbeatable. Wanna know how to start? Mindy, the expert on live-in flips, is sharing her secrets in todays episode.



In This Episode We Cover

Live-in flipping 101, the best real estate strategy for tax-free millions

What type of house makes the best live-in flip (with the highest profits)

What level of renovation to put into the house (DONT pick your favorite upgrades)

Tips to keep your family comfortable while live-in flipping, especially if you have kids

Financing a live-in flip and one easy way to get a lower interest rate

And So Much More!



Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1133

Interested in learning more about todays sponsors or becoming a BiggerPockets partner yourself? Email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

This investor is making $100,000 per year with small, affordable, repeatable rental properties. He started investing years ago but recently bought another home-run rental for just $87,000, which will continue to boost his passive income. His slow, steady tortoise approach is one that anyone (especially beginners) can use in 2025 to build wealth and massive passive income through rental property investing. How do you do it? Hes sharing his blueprint.



Nathan Nicholson woke up one day in his 30s to realize that his bank account had only $32,000 in it. While by no means is $32,000 a small sum, as a top producer in the mortgage business, he expected to have much moresomething needed to change. After watching clients close (and make it rich) on rentals, he decided to give it a shot.



But instead of going for the biggest house his money could buy, he opted for a small, affordable property where less could go wrong. It was a good move and one worth repeating. Fast forward over a decade later, Nathan has 22 properties, 10 of which are paid off, with six-figure cash flow coming in every year. He scaled smart (and safely) using his tortoise approach to investingan approach you can use, too!



In This Episode We Cover

Why buying small (less than 1,000 square feet!) rentals is a smart move for beginners

Taking the tortoise approach to wealth so you safely get to early retirement

Cashing out your 401(k) for rentals? Why Nathan says its worth it

One quick calculation (that beats the 1% rule) every investor should use

Why Nathan is buying even more as price cuts hit many major housing markets

And So Much More!



Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1132

Interested in learning more about todays sponsors or becoming a BiggerPockets partner yourself? Email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Should I buy a house now or wait until prices fall further?” If you’re a first-time homebuyer or regular real estate investor, you’ve no doubt asked yourself this question. Home prices are falling in many major markets, and affordability could be improving for Americans. There’s a strong chance home prices could fall even further throughout this year, so should you wait for the bottom or take your chances and put something under contract now?



Dave is sharing his exact investing plan today.



With new home price predictions from top housing market data leaders like Zillow forecasting a drop in home prices, many buyers are remaining hesitant. But, as a real estate investor, you’re not buying your dream house—you’re looking for deals. Dave shares a simple strategy he uses to gauge when to buy, even when the housing market is going in different directions.



If you follow this method, you’ll not only (most likely) be better off than the average investor, but you’ll be buying with far less stress and far greater strategy. Plus, what are the scenarios for the next year or two? Is there a chance that home prices could reverse and return to appreciation territory by this time next year? Dave is sharing his take so you can make better investment decisions.



In This Episode We Cover

Dave’s exact real estate investing plan for buying in 2025 and 2026 

New home price predictions and why top experts have flipped their forecasts 

One simple, repeatable strategy to invest in rising and falling real estate markets 

The “upsides” you MUST look for when investing in real estate in 2025 

Is 2025 the bottom? Why it may not even matter for savvy real estate investors

And So Much More!





Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1131

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your idea of a “dream home” or “dream investment property” is stopping you from building wealth and taking steps toward financial freedom. Don’t believe us? Today’s guest proves it. 



Mitra Kalita lives in her dream home today, but it’s only because she bought a house FAR from what was her dream back in 2002. With her family moving often, she was accustomed to packing up and making somewhere new her home throughout her childhood. So, when it was time to buy her first property, then later move, settle in, move again, and repeat, it was nothing new. This has now led to her dream home, but it only started because she made a move on that first property. 



Mitra went through the 2008 housing crash as a journalist, seeing what actual loss looked like for everyday Americans. However, even with memories of the last crash, she still owns real estate and hopes the new generation of first-time homebuyers can do the same. Today, we’re talking with Mitra about the impact 2008 had on the housing market and society at large, why your “dream home” often comes after your first home, and why working while investing is a superpower that most Americans are missing. 



In This Episode We Cover

Why you should ditch the “dream” home/property idea and buy now instead 

How the 2008 housing crash changed America forever and still affects today’s buyers 

Is buying a house still worth it, and if so, will most millennials ever get their chance to buy?

Why combining real estate investing and a strong career can be a wealth-building superpower 

And So Much More!



Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1130

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

It doesn’t take long to replace your income through rental property investing. Just ask Miller McSwain, who quit his job two and a half years after buying his first rental property! But it wasn't a standard rental with just one tenant and one income stream that got him there. Instead, a new “mega cash flow” strategy got him to his goal in record time. It’s not short-term rentals, mid-term rentals, or house flipping, but something that might work even better.



Miller was a nuclear rocket scientist by day (yes, seriously) and a house hacker by night. He bought a property just after graduation, using his job offer as proof of income to the bank. He and his fiancée (now wife) lived in the basement while renting out the rooms on the top floors. He was saving tons on rent and living for almost free. So, why couldn’t he do this on a bigger scale?



He could, and he did. This “co-living” strategy became Miller’s new obsession. Now, he’s got six rental properties with over 40 tenants, making thousands of dollars a month from each property in pure cash flow. He’s sharing exactly how to do it and does so in-depth in his new book, Co-Living Cash Flow, so you can quit your job, or at least replace some, or all, of your income with the fewest properties possible. 



In This Episode We Cover

Miller’s “mega cash flow” strategy that produces way more passive income than regular rentals

Exactly what to look for in the perfect “co-living” property for happy tenants (and neighbors)

The “community” events Miller throws at his properties that lead to lower vacancy 

Discounting security deposits? The method behind Miller’s genius tenant screening tactic 

How to remotely manage co-living rentals yourself (no need to pay a manager!)

And So Much More!



Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1129

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices