BiggerPockets Money Podcast

Katie Gatti Tassin from "Money with Katie" escaped the middle-class wealth trap of endless working and spending by having her "financial awakening" early. Through just a few years of self-education she more than doubled her income, built a profitable business, and mastered retirement investing and passive income strategies. She's documented all of these wealth-building strategies in her new book "Rich Girl Nation: Taking Charge of Our Financial Futures," which you can pre-order today.

You'll learn the exact mindset shifts and actionable steps that transformed Katie's financial life and how you can replicate her success to break free from the cash-gobbling cycle and skyrocket your own net worth.

In this episode, you'll learn:

The financial awakening thatll have you saving more and spending less



Tracking spending in real-time is crucial for financial awareness.



Financial truths that could destroy your wealth if you follow them



Earning more money requires smart strategies, not just hard work.



And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

The 4% rule just got a major update! Bill Bengen, the creator of the famous 4% withdrawal rule, returns to share his latest research that's changing retirement planning forever. Welcome back to the BiggerPockets Money podcast! Discover why he's now recommending a 4.7% withdrawal rate and what this means for YOUR retirement strategy.

In this episode, you'll learn:

Why Bill Bengen updated his iconic 4% rule after decades of research



The psychology behind why retirees struggle to actually spend their money



How market conditions should influence your withdrawal strategy



The role real estate plays in a well-diversified retirement portfolio



Active vs. passive management strategies for retirees



How younger retirees should approach their investment timeline differently



Why protecting your principal matters more than maximizing returns



The importance of controlling expenses and finding purpose beyond money



And SO Much More!



Whether you're planning for retirement or already retired, this conversation will reshape how you think about withdrawal rates, portfolio management, and creating a sustainable financial future.

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Do you really need an LLC for rentals? What kind of insurance should you get? With so many questions (and confusion) surrounding asset protection for real estate investors, we’ve brought on an expert to set the record straight so you can protect your assets—without going overboard or breaking the bank!



Welcome back to the BiggerPockets Money podcast! Today, we’re chatting with real estate attorney and fellow investor Bonnie Galam about the nuances of asset protection. The truth is that there are two sides to this coin, but most investors only focus on the defensive or “reactive” side. Bonnie will show you the keys to 360-degree protection—like setting up strong legal structures before problems arise and the essential documentation you should have from day one.



You’ll also learn about the potential pitfalls of equity partnerships, how personal events can put your properties at risk, and why car insurance and prenups matter more for your portfolio than you might think. Asset protection doesn’t have to be complicated, but it does need to be strategic, and this episode will help you prioritize what’s important now, what can wait, and how to create a legal framework that evolves as your real estate portfolio grows!

In This Episode We Cover:

Two sides of asset protection to focus on when starting a real estate business



Three actionable steps new investors can take to protect their assets today



Why you need to create an estate plan (even if you don’t have rentals yet!)



How much you should expect to pay for different types of legal protection



Debt versus equity partnerships (and why one is better for asset protection)



And So Much More!



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If you invest consistently, reaching FIRE (financial independence, retire early) by your mid-40s is absolutely possible. These two financial-freedom-chasing twins are proof of it! Only in their 20s, both Andy and Oliver from Twin Finances have six-figure net worths, rental properties, and fully-loaded stock accounts! Conveniently, right after getting their first jobs, they found out about the FIRE movement, and have been quickly approaching their FIRE numbers ever since!



Andy and Oliver have made substantial financial progress in just six years by doing what’s simple—a “set it and forget it” investing strategy that means less stress and faster FIRE. With $2M FIRE goals each, they’ve got a big gap to fill, but starting in their 20s gives them a huge leg up. In this episode, they break down their net worths, assets, and how they balance stocks and real estate to stay on track for FIRE by 45! 



Are you new to the FIRE movement? Check out Andy and Oliver’s beginner channel for personal finance, Twin Finances, and subscribe to BiggerPockets Money!



In This Episode We Cover

The “set it and forget it” investing strategy for FIRE by your mid-40s 

Why you MUST be flexible with your FIRE number as your life changes 

How to handle market corrections and crashes without losing your FIRE progress 

Andy and Oliver’s impressive net worths (they’re only in their 20s!)

Combining rental properties and consistent stock investing to diversify your FIRE income

And So Much More!





Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/money-645



Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

For many of us, FI (financial independence) isn’t just about having the biggest bank account. Growing wealth is one thing, but getting rich isn’t the goal. Freedom, time with loved ones, and giving back to your community are. So, when he reached the millionaire mark and achieved Coast FI, Ryan Brennan knew it was time to leave his new director role and focus on something that fueled his FIRE in a non-financial way.



But, how did he get to a seven-figure net worth in his mid-30s anyway? A few very savvy (and repeatable) money moves catapulted Ryan’s net worth, allowing him to reach a level of financial freedom three decades before traditional retirement age. Through smart investing, unconventional living, and using his money to multiply his investments, Ryan secured the financial runway to enjoy a long sabbatical, doing what he truly loves—service work.



After multiple volunteering trips, Ryan started the FI Service Corps, a group for those on their way to (or at) FI to give back to the community and help others in less fortunate positions. Ryan and his FI Service friends have helped build houses for qualifying low-income families, laid floors, and painted for Habitat for Humanity, and done it all while staying on track for early retirement. Want to give back, too? Join Ryan on a FI Service Corps volunteer trip! 



In This Episode We Cover



Repeatable money moves Ryan made to reach Coast FI by 36 

Why financial independence is so much more than just growing your net worth (it’s about giving back!)

How to know you’re ready to take a sabbatical or quit your job 

The live-in flip house hack strategy that will supercharge your FIRE progress 

Why Slow FI may be even better than retiring as early as possible 

How to join Ryan and other FI friends on a trip to help those in need

And So Much More!





Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/money-644



Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices