Holistic Investment w Constantin Kogan

Join me as I sit down with Joe Flanigan - Co-Founder at Maple Finance and Syrup Pool. The discussion covers Maple Finance's innovative approach using institutional debt issuance and enhance transparency in financial markets. Joe explains the process of originating and tokenizing debt onchain, providing insights into the borrowers and the underwriting process. We talk about traditional backgrounds of the team members and their is dedication to building the digital asset lending markets of the future. More efficient and secure. Follow Joe Flanigan: LinkedIn: / /joe-flanagan Twitter/X: https://x.com/joe_defi Listen to the full podcast here! https://anchor.fm/constantinkogan For any business inquiries, email me here: [email protected] Subscribe to my channel / @constantinkogan Follow me on socials: Website: https://ckogan.com Telegram: https://t.me/constantinkogan Instagram: / constkogan Twitter: / constkogan Podcast: https://anchor.fm/constantinkogan Timestamps:00:16 Intro Holistic Investments & Maple Finance01:30 - Joe's journey to Web3 & how they met launching securitization and structured debt03:00 - How it all started and proof of concept 05:18 - Comparing to traditional lending protocols 07:17 - What institutions require to issue debt 09:22 - Defining credit risk 12:07 - Underwriting process 14:43 - Off-chain data evaluation 16:10 - Is there a standardized credit scoring model? 17:28 - Debt to equity ratio, cashflow analysis, balance sheet 20:33 - What type of borrowers does Maple have 22:22 - Actual vs average Yield 24:12 - Forms of collateral taken 26:52 - Is there a way to lose collateral? 28:41 - Concentration risk 31:42 - Loan convenance 33:52 - Plan B scenario 35:33 - Monitoring practices 38:26 - Liquidation practices 43:28 - Only 1 partial liquidation happened 44:55 - DeFi Credit risk management vs Traditional 47:40 - DeFi lending market cap 52:31 - Stablecoin legislation 54:02 - Circle going Public vs Tether systemic risk 1:00:02 - Meaning of life for Joe Drop your thoughts in the comments! Whats the future of crypto lending? Lets talk Web3! #Crypto #Web3 #Blockchain #TrustWallet #Joe Flanigan #Bitcoin #DeFi #CryptoWallet #Tokenomics #Binance #CryptoSecurity #Web3Future #DecentralizedFinance #CryptoPodcast #TechTrends #defi #CryptoCommunity #WalletLife #Web3Revolution #CryptoInvesting #maplefinance #syrup #syrupool #decentralizedfinance #lending #defilending #borrowing #defiborrowing

Join me as I sit down with Seamus Rocca, visionary CEO of Xapo Bank, a trailblazer at the intersection of Bitcoin and traditional finance. We unpack Xapo’s transformation into a fully licensed bank, how it safeguards your crypto, the regulatory balancing act, and the future of digital assets. Plus, Wences shares his thoughts on yield, DeFi, CBDCs—and even the meaning of life.

 Follow Seamus Rocca:

 🔗 LinkedIn: https://www.linkedin.com/in/seamus-rocca

 🔗Twitter/X: https://x.com/SeamusRocca

 Listen to the full podcast here!

 🎧 https://anchor.fm/constantinkogan  

 ✉️ For any business inquiries, email me here: [email protected]  

Subscribe to my channel

 🔗 https://www.youtube.com/channel/UCeM6DzWBS9K-MHXMIEiCjSw  

 Follow me on socials:

 🌐 Website: https://ckogan.com

📲 Telegram: https://t.me/constantinkogan 

📸 Instagram: https://www.instagram.com/constkogan

🐦 Twitter: https://twitter.com/constkogan

🎙️ Podcast: https://anchor.fm/constantinkogan 

Timestamps:

00:16 Intro – Holistic Investments & Xapo

03:00 Meet Seamus Rocca 

05:35 Why Xapo Became a Bank – The Big Shift

06:19 The Three Essentials of Bitcoin Banking

08:57 “We Had to Build Our Own Bank”

10:02 Xapo Serves 45+ Countries

14:12 Bridging TradFi & Crypto with Compliance

17:10 Balancing Innovation and Regulation

21:47 What Happened to Signature, Silvergate, SVB?

25:48 Positives in the Bitcoin Landscape

26:43 Bitcoin’s Role in the Financial Future

29:12 Stablecoins, CBDCs & Central Bank Tensions

33:18 Crypto Regulation & the SEC Debate

35:15 “We Don’t Have a Lot of Time”

36:35 Trends for the Next 5–10 Years

41:53 Trust is Everything – How Xapo Earns It

44:25 Yield Never Comes Risk-Free

45:24 Where Does the Yield Come From?

45:40 4% Yield on Dollar Deposits – How It Works

48:20 What About Bitcoin Yield?

49:28 DeFi Protocols & Xapo’s Zapper Product

51:36 Asset-Backed Lending Explained

54:33 Bitcoin’s Long-Term Wealth Effect

57:47 Minimum Deposits & Subscription Model

59:00 $1,000 Annual Fee – Who Is It For?

1:02:31 Wences on the Meaning of Life

1:03:03 Travel, Purpose, and Philosophical Reflections

Drop your thoughts in the comments! What’s the future of crypto wallets? Let’s talk Web3!   

#Crypto #Web3 #Blockchain #TrustWallet #EowynChen #Bitcoin #DeFi #CryptoWallet #Tokenomics #Binance #CryptoSecurity #Web3Future #DecentralizedFinance #CryptoPodcast #TechTrends #AIinCrypto #CryptoCommunity #WalletLife #Web3Revolution #CryptoInvesting

Join me as I sit down with Eowyn Chen, CEO of Trust Wallet, a powerhouse in the crypto wallet space. We dive into her journey from Binance to leading Trust Wallet, the Binance acquisition story, wallet security, new features, and her take on life’s big questions. Follow Eowyn Chen: 🔗 LinkedIn: https://www.linkedin.com/in/eowyn-chen/ 🔗Twitter/X: https://x.com/EowynChen Listen to the full podcast here! 🎧 https://anchor.fm/constantinkogan ✉️ For any business inquiries, email me here: [email protected] Subscribe to my channel 🔗 https://www.youtube.com/channel/UCeM6DzWBS9K-MHXMIEiCjSw Follow me on socials: 🌐 Website: https://ckogan.com📲 Telegram: https://t.me/constantinkogan 📸 Instagram: https://www.instagram.com/constkogan🐦 Twitter: https://twitter.com/constkogan🎙️ Podcast: https://anchor.fm/constantinkogan Timestamps:01:30 Eowyn’s Crypto Journey – From Binance VP to Trust Wallet CEO 05:53 Binance Days: Building a Global Marketing Machine13:53 Trust Wallet’s Binance Acquisition – The Inside Story & Token Impact 22:19 Security Deep Dive: Tech Behind Trust Wallet’s Fortress27:18 What Sets Trust Wallet Apart in Web3?41:39 Trust Wallet’s Future – New Features You’ll Love 49:11 Eowyn’s Philosophy – The Meaning of Life 53:20 How to Connect with Eowyn Chen Drop your thoughts in the comments! What’s the future of crypto wallets? Let’s talk Web3! #Crypto #Web3 #Blockchain #TrustWallet #EowynChen #Bitcoin #DeFi #CryptoWallet #Tokenomics #Binance #CryptoSecurity #Web3Future #DecentralizedFinance #CryptoPodcast #TechTrends #AIinCrypto #CryptoCommunity #WalletLife #Web3Revolution #CryptoInvesting

Join me as I sit down with Leeor Groen, Managing Director at Spartan Group, a leading Web3 and DeFi venture capital firm. We dive into his journey from consulting to crypto, the evolution of DeFi, tokenomics, AI in blockchain, and his vision for financial freedom. 🚀🔗 Follow Leeor Groen:🌐 Spartan Group: https://spartangroup.io📢 Twitter/X: https://x.com/leeorgroen📢 Listen to the full podcast here!🎧 https://anchor.fm/constantinkogan ✉️ For any business inquiries, email me here: [email protected] Subscribe to my channel📹 https://www.youtube.com/channel/UCeM6DzWBS9K-MHXMIEiCjSw 💼 For business inquiries: [email protected]🔗 Follow me on socials:🌐 Website: https://ckogan.com📲 Telegram: @Constkogan📸 Instagram: https://www.instagram.com/constkogan🐦 Twitter: https://twitter.com/constkogan🎙️ Podcast: https://anchor.fm/constantinkogan

🎥 YouTube: https://youtube.com/@ConstantinKogan⏱ Timestamps:01:04 Leeor’s Journey – From Consulting to Web3 and Bitcoin’s Early Days04:32 M&A Structure and Spartan Group’s Evolution07:03 What is Leeor’s Investment Thesis and What Sets Spartan Apart?11:47 DeFi Then and Now: Lessons from Resilience 15:46 Top 3 Criteria for Evaluating DeFi Projects21:46 Tokenomics Efficiency: Case Study 🔥28:40 Risk Parameters for Retail Investors 32:16 Banking vs. DeFi: Comparing Reserves and Collateral40:28 AI in Web3: From Bots to Infrastructure 🤖42:09 Internet Computer (ICP) and AI-Driven Blockchain44:50 Challenges of TVL Mirroring Across Chains49:18 DeFi Fund Strategy: Managing Risk and Reward55:02 Emerging Trends: Web3 Meets AI57:42 How to Reach Out to Leeor and Spartan Group📢 Drop your thoughts in the comments! Let’s discuss the future of DeFi and AI in crypto! 👇#Crypto #Web3 #Blockchain #Bitcoin #DeFi #SpartanGroup #Tokenomics #DecentralizedFinance #AIinCrypto #CryptoPodcast #CryptoNews #AI #ArtificialIntelligence #CryptoCommunity #CryptoInvesting #DeFiRevolution #Web3AI #TechFuture

Join me as I sit down with David Johnston, a crypto pioneer, Morpheus contributor, and early investor in decentralized tech. We discuss his journey from Bitcoin’s early days to shaping Ethereum, Web3, DeFi, and AI-driven smart agents. 🚀🔗 Follow David Johnston:🌐 Morpheus: https://mor.org📢 Twitter/X: https://x.com/djohnstonec 🎧 Listen to the full interview here!🔗 Podcast: https://anchor.fm/constantinkogan💼 For business inquiries: [email protected]🔗 Follow me on socials:🌐 Website: https://ckogan.com📲 Telegram: @Constkogan📸 Instagram: https://www.instagram.com/constkogan🐦 Twitter: https://twitter.com/constkogan

📽️YouTube: https://youtube.com/@ConstantinKogan⏱ Timestamps:01:27 David’s Journey – From Bitcoin’s Early Days to Web3 Evolution07:20 Ethereum, Smart Contracts & the Birth of dApps 🚀09:36 Scaling with Layer 2 Solutions & the Power of Merkle Trees17:28 Open-Source AI & the Rise of AI-Powered Smart Agents 🤖20:26 Governments & Bitcoin – Adoption, Resistance & the Future21:55 What is Morpheus? How Smart Agents Are Reshaping AI & Blockchain 🔥41:58 Morpheus Market Cap & Tokenomics Explained49:52 How Centralized Applications Can Integrate with Morpheus 🔗51:23 David’s Personal Life, Family & His Vision for the Future 🌍📢 Drop your thoughts in the comments! Let’s discuss the future of AI & crypto! 👇#Crypto #Web3 #Blockchain #Bitcoin #Ethereum #DeFi #Morpheus #DecentralizedAI #SmartAgents #CryptoPodcast #CryptoNews #AI #ArtificialIntelligence #CryptoCommunity #CryptoInvesting #DeFiRevolution #Web3AI #TechFuture