HerMoney with Jean Chatzky

In this special Mailbag episode, we welcome back personal finance expert Dana Miranda, author of You Dont Need a Budget, to tackle your most pressing money questions. From navigating early retirement goals to rebuilding credit post-divorce to whether or not you can justify your boutique Pilates membership, were getting real about money, self-care, and financial freedom.

Mailbag Questions: 01:00 Im 58, burnt out, and want to retire early; is $200k saved enough? 07:00 Should I use my 401(k) to pay off $70K in debt? 13:00 Can I afford to work part-time post-divorce, or do I need to look for a full-time job? 20:00 I make $180k and have 2 kids, is $200 a month too much for a gym membership?

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Have a question for us? Write to us (or send us a voice note!) at [email protected]. While youre at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you really need a budget to manage your money? Or is it time to delete the apps, toss the spreadsheets, and rethink everything?

Today, were sitting down with Dana Miranda, author of the bold new book You Dont Need a Budget: Stop Worrying About Debt, Spend Without Shame, and Manage Money With Ease. Together, she and Jean dig into why traditional budget culture can be just as toxic as diet culture and a more intuitive, values-based approach we can use instead.

Looking for more financial confidence?

FinanceFixx Our 4 or 8-week coaching program to get your finances on track!

InvestingFixx A club for women ready to grow their wealth. Your first month is completely free.



Have a question for us? Write to us (or send us a voice note!) at [email protected]. While youre at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

We’ve all been there: endlessly scrolling through financial headlines, absorbing TikTok hot takes, or reading investing books with dreams of becoming the next Warren Buffett. But what if all that advice is doing more harm than good?

On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Barry Ritholtz, host of Bloomberg’s Masters in Business podcast, CIO of Ritholtz Wealth Management, and author of the new book How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth and How to Avoid Them. His mission? To help us unlearn everything that’s steering us in the wrong direction.

If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts May 6th, use code SAVENOW for a 15% discount. 📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Climate news in the last few years has felt incredibly depressing.  Melting ice caps. Declining bee populations. Corporate greenwashing. It’s easy to feel like there’s nothing we can do that actually makes a difference. But what if you could take one simple action that not only helped the planet but also your wallet and your mental health?

This week, we sit down with Ashlee Piper, award-winning sustainability expert and author of No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet, and Your Sanity. She shares how stepping off the work-to-buy treadmill helped her save $36,000, pay off debt, and reconnect with what actually brings her joy.

Join the Challenge + Learn More: 🔗 Follow Ashlee on Instagram: @ashleepiper 📬 Get her free Substack and join future challenges

Looking for more financial confidence?

🚀 FinanceFixx – Our 4 or 8-week coaching program to get your finances on track! Our next 4-week session starts April 2nd, use code WHM for a $100 discount.

📈 InvestingFixx – A club for women ready to grow their wealth. Your first month is completely free.

Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we’re bringing back expert investor Jenny Van Leeuwen Harrington for a special mailbag episode. She’s answering all of your excellent saving and investing questions—from how to start investing outside of a retirement account to making the most of a short college savings window to figuring out which account to draw from in retirement. 

Whether you're just getting started investing or reassessing your strategy later in life, Jenny and Jean break down the decisions that matter most—and remind us that successful investing is more about time in the market than picking the perfect stocks.

Mailbag Questions: [1:30] “Is 59 too late to open a Roth IRA, and what should I invest in?” [5:00] “We have 3 teens and not much saved for college yet. Where should we start?” [7:30] “I'm a retiree, and I’d like to start pulling money on a monthly basis. Which account should I pull from first?”  [11:30] “I make $150,000 a year and put $1,000 into my 401k every month. If I want to retire in 15 years, what else should I be investing in?”

Looking for more financial confidence?

🚀 FinanceFixx – Our 4-week or 8-week coaching program to get your finances on track!



📈 InvestingFixx – A club for women ready to grow their wealth



Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices