Power House Podcast

Last week, Guild Mortgage made headlines with its $1.3 billion acquisition by Bayview Asset Management. This week, Diego welcomes Terry Schmidt, the CEO of Guild Mortgage, to talk about how Guild plans to innovate, scale and deepen customer loyalty, without losing its retail identity.

Terry and Diego dive into the synergy between Guilds distributed retail model and Bayviews $700 billion servicing portfolio. They also talk about Guilds investment in AI and tech, ongoing M&A ambitions, and how cultural alignment and local relationships will still be their secret weapon.



Heres what youll learn:

Why Bayviews acquisition of Guild was a strategic move, not just financial.



Guilds "customers for life" strategy delivers strong recapture performance.



How Bayviews capital unlocks new proprietary loan products for Guild.



Cultural alignment is central to Guilds M&A and growth strategy.



AI and tech will play a major role in Guilds next chapter.



Related to this episode:

Guild Mortgage

Bayview to buy Guild for $1.3B in cash, taking lender private | HousingWire

Terry Schmidt | LinkedIn

HousingWire | YouTube



Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how theyre differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on Power House, Diego Sanchez interviews David Spector, Chairman and CEO of Pennymac, for an inside look at the companys growth strategy and expansion in the wholesale space.

David shares how Pennymac is investing over $250 million annually in tech, backing broker partners without competing, and targeting a 10% market share by 2026. They also discuss Pennymacs $700 billion servicing portfolio, non-QM market plans, and their involvement in the 2028 Olympics.



Heres what youll learn:

Why TPO and correspondent lending are central to Pennymacs 2026 goals



How Pennymac is building tech that empowers brokers, not competes with them



Why a balanced model helps them thrive in fluctuating rate environments



Whats ahead in the non-QM market for Pennymac



How Olympic sponsorship fits into their brand evolution strategy



Related to this episode:

Pennymac

David Spector | LinkedIn

Pennymac | HousingWire

HousingWire | YouTube



Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how theyre differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Last month, HousingWire covered the breaking news of mortgage lender Lower acquiring real estate portal Movoto from parent company OJO Labs. Last week, Diego got the opportunity to chat with Dan Snyder, the Founder and CEO of Lower, and John Berkowitz, the CEO of Movoto and now the President of Real Estate at Lower, live and in person at HousingWire’s The Gathering 2025. Today, we are bringing that conversation exclusively to our Power House audience!

Diego, Dan, and John give a behind-the-scenes look into the acquisition and how Lower is building an end-to-end housing platform that fuses powerful lead generation with localized real estate expertise. Dan and John also talk about the strategic integration of Movoto’s 50 million annual visitors, the cultural alignment between teams, and how their retail and tech playbook is designed to rival giants like Zillow and Rocket.



Here’s what you’ll learn:

Lower acquired Movoto to own the lead funnel and scale nationally.Culture fit is key in merging teams and tech platforms.

Real estate agents remain central to the buyer experience.

Movoto brings high traffic and lead value to Lower’s ecosystem.

Lower OS uses AI and mobile tools to streamline transactions.

Dual-brand strategy positions Lower as an industry leader.

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Lower acquires real estate portal Movoto | Housingwire

Exclusive: Lower acquires software company Neat Labs | HousingWire

Dan Snyder - Lower | LinkedIn

John Berkowitz - Lower | LinkedIn

Lower.com

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s episode of Powerhouse, Diego sits down with Mike Brennan, President of Nationwide Mortgage Bankers (NMB), to discuss his recent move from Movement Mortgage and what drew him to NMB. 

They dive into how NMB is navigating a slow housing market, the role of technology in client engagement, and why personal relationships matter more than ever. Mike also touches on growth strategies, new product offerings like reverse mortgages and non-QM loans, and his goal to double the company’s size over the next year.



Here’s what you’ll learn:

The power of strong relationships and leadership in driving mortgage success.



NMB’s focus on organic growth through talent and selective M&A.



How a lean, efficient structure supports agility and scale.



Using tech and servicing to create a customer-first experience.



Growth opportunities in reverse mortgages, home equity, and production expansion.



Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ex-Movement Prez Michael Brennan joins 'lean-and-mean' NMB | HousingWire

Nationwide Mortgage Bankers |

Michael Brennan - NMB | LinkedIn

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠



Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s episode of Power House, Diego sits down with Allan Merrill, the CEO of Beazer Homes, for an inside look at how they are rethinking mortgage lending and energy-efficient living. Beazer is a NYSE-listed builder that operates in 16 markets across the U.S. and aims to blend traditional homebuilding with innovative ideas.

Alan explains their Mortgage Choice program and how this model empowers buyers with real choice and transparency when choosing a lender. He also talks about building with energy efficiency in mind, their commitment to smart customization, and their focus on making homes more attainable in today’s market.



Here’s what you’ll learn:

Beazer’s Mortgage Choice program lets buyers choose from multiple competing lenders for better service and rates.



The company leads in energy-efficient homebuilding and offers customizable options at no extra cost.



Beazer takes no marketing fees from lenders, ensuring unbiased competition.



Its growth strategy is focused and cautious, targeting specific geographic markets.



Real estate agents are key partners in guiding the homebuying journey.



Beazer is committed to improving housing affordability through smart design and financing solutions.



Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Beazer Homes

Allan Merrill | LinkedIn

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠



Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices