Your Financial Pharmacist Podcast

Active
Has guests
Tim Ulbrich and Tim Baker
Categories
Investing Business Health & Fitness
Audience & Performance Metrics
2.5K - 4.2K listeners Neutral 4.9 rating 167 reviews 717 episodes USA
Monetization Metrics
30s Ad: $97 - $117 60s Ad: $114 - $134 CPM Category: Business
Socials metrics & links
No data No data Facebook LinkedIn
Podcast Links
The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.

Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer

Producers, Hosts, and Production Team

No producer information available yet. Click "Find producers" to search for the production team.

Emails, Phones, and Addresses

Contact Page Emails

Emails
Phone Numbers

No phone numbers found.

Addresses

No addresses found.

Form

A contact form is available on this page. You can fill out the form at this link.

General Website Emails

No website emails found.

Externally Sourced Emails

  • in***@yourfinancialpharmacist.com

RSS Emails

Recent Hosts, Guests & Topics

Here's a quick summary of the last 5 episodes on Your Financial Pharmacist.

Hosts

Tim Ulbrich Nate Hedrick David Bright

Previous Guests

Tim Baker
Tim Baker, CFP, is a certified financial planner and co-founder of Your Financial Pharmacist. He specializes in helping pharmacy professionals manage their finances and make informed financial decisions. With a strong background in financial planning, Tim is dedicated to educating clients about investment strategies, retirement planning, and personal finance management.
Julia Myers

No additional bio available.

Colin Kalvas
Colin Kalvas is a public finance and economic development attorney with Bricker Graydon in Columbus, Ohio. He serves political subdivisions, financial institutions, developers, and special purpose districts in various capacities. Colin represents clients on economic development incentives, public-private partnerships, project financing, municipal bonds, federal income tax law, securities law, contracts, property development, and governmental revenues. He has been at the forefront of developing property assessed clean energy (PACE) financing in Ohio, serving as counsel to PACE administrators and energy special improvement districts, as well as bond counsel and capital providers counsel to entities financing energy efficiency and clean energy projects through PACE. Colin is well known within the national PACE community and regularly speaks at national PACE conferences. He has extensive experience negotiating, documenting, and closing PACE transactions, including as part of complex capital stacks, and is frequently called upon to advise PACE capital providers on transactional best practices and documentation.

Topics Discussed

retirement income paycheck retirement savings flooring strategy bucket strategy systematic withdrawal strategy financial planning financial planner investment advice fee structures CFP designation personal finance market volatility investing wealth building loss aversion diversification risk tolerance Family Constitution Blueprint values traditions legacy pharmacists healthcare professionals money management PACE financing Property Assessed Clean Energy energy efficiency public finance economic development

YouTube Channel

Podcast has no YouTube channel.

Instagram Profile

Podcast has no Instagram profile.

Episodes

Here's the recent few episodes on Your Financial Pharmacist.

0:00 52:32

YFP 405: Navigating Retirement Income: How to Turn Assets into a Paycheck

Hosts
Tim Ulbrich
Guests
Tim Baker
Keywords
retirement income paycheck retirement savings flooring strategy bucket strategy systematic withdrawal strategy financial planning

How do you turn your retirement savings into a reliable paycheck? In this episode, YFP Co-Founder & CEO, Tim Ulbrich, PharmD, and YFP Co-Founder & COO, Tim Baker, CFP®, RLP®, RICP®, break down three common strategies for building a retirement paycheck — including how each works, who they’re best for, and the pros and cons to consider.

Summary

How do you turn your retirement savings into a reliable paycheck? In this episode, YFP Co-Founder & CEO, Tim Ulbrich, PharmD, is joined by YFP Co-Founder & COO, Tim Baker, CFP®, RLP®, RICP®, to explore three common retirement income strategies: the flooring strategy, bucket strategy, and systematic withdrawal strategy.

Together, they break down how each approach works, who they’re best suited for, and the pros and cons you should consider. You’ll also hear insights on the emotional and psychological shifts that come with leaving behind a steady paycheck and the importance of building flexibility into your retirement plan.

Whether you're approaching retirement or just starting to think about your long-term goals, this episode will help you better understand how to create an income stream from your hard-earned assets.

📅 Ready to work one-on-one with a fee-only financial planner? Schedule a free discovery call at yourfinancialpharmacist.com to learn how our team can help.

Mentioned on the Show

0:00 1:19:35

YFP 404: 5 Key Questions to Ask Before Hiring a Financial Planner

Hosts
Tim Ulbrich
Guests
Tim Baker
Keywords
financial planner investment advice fee structures CFP designation personal finance

Tim Ulbrich, PharmD, and Tim Baker, CFP®, break down how to find the right financial planner—covering what planners really do, how they’re paid, and the questions to ask—so you can move forward with clarity and confidence.

This episode is brought to you by First Horizon.

Summary

Not sure who to trust with your finances—or if you even need a financial planner? In this episode, Tim Ulbrich, PharmD and Tim Baker, CFP® dive into what a great financial planner does beyond providing investment advice, and how they can help you navigate life’s financial twists and turns. 

Tim and Tim explain the different types of planners, how to spot someone working in your best interest, and the key questions to ask before hiring one. Plus, they break down common fee structures (like AUM, flat-fee, and hourly), the importance of the CFP® designation, and how to evaluate the return on your planning relationship. 

Whether you’re hiring a planner for the first time, reevaluating your current setup, or just exploring what’s out there, this episode will give you the clarity and confidence to take the next step.

Mentioned on the Show

 

0:00 25:59

YFP 403: Lessons from the Red: Navigating Big Market Dips

Hosts
Tim Ulbrich
Keywords
market volatility investing wealth building loss aversion diversification risk tolerance

Tim Ulbrich, PharmD, reflects on losing over $100,000 during recent market volatility and shares eight powerful, experience-driven lessons from two decades of investing to help listeners navigate the emotional and practical realities of building wealth.

This episode is brought to you by APhA.

Summary

In this episode, Tim Ulbrich, PharmD gets personal and shares how he lost over $110,000 in just five days. 

Despite his professional background in personal finance, Tim candidly shares how challenging it was to write those numbers down—highlighting just how emotional and disorienting the recent market volatility can feel, even for seasoned investors.

Drawing on two decades of investing experience, Tim unpacks eight key lessons that go beyond theory. These aren’t just ideas from a textbook or strategies he’s shared with clients—they’re principles shaped and reinforced by real-life experience. From understanding loss aversion and the importance of diversification to recognizing one’s own risk tolerance, this episode offers practical insights for navigating the highs and lows of investing with confidence and resilience.

Mentioned on the Show

0:00 44:28

YFP 402: Building a Legacy: The Family Constitution Blueprint with Julia Myers

Hosts
Tim Ulbrich
Guests
Julia Myers
Keywords
Family Constitution Blueprint values traditions legacy pharmacists healthcare professionals money management

In this episode, Julia Myers, pharmacist and founder of Generational Wisdom, shares her Family Constitution Blueprint, a tool to help families define values, build traditions, and create a lasting legacy. This episode is brought to you by First Horizon.

Summary

In this episode, Tim Ulbrich is joined by Julia Myers, a pharmacist and the founder of Generational Wisdom,  a business born out of her own powerful story of transformation. Julia shares her Family Constitution Blueprint, a thoughtful and deeply practical tool that helps families clarify their core values, establish meaningful traditions, and create a vision that lasts for generations.

Julia shares: 

  • Why identifying your family’s values is a powerful first step toward legacy-building

  • How to translate your intentions into everyday actions, especially in the midst of busy professional and family life

  • And how pharmacists and healthcare professionals can use these principles to create more alignment, connection, and purpose at home

Whether you’re raising kids, managing a household, or just want to live with greater intention, this conversation will leave you inspired and equipped to take that next step.

About Today's Guest

Dr. Julia Myers is an international speaker, founder of Generational Wisdom, and a leading authority on teaching families how to talk to kids about money. Julia received her PharmD from University of Wyoming and her MBA from University of Tennessee. She spent nearly two decades as a board-certified pharmacist and distinguished health care executive before a career-ending diagnosis changed the trajectory of her life. Today, she blends wisdom and common sense to help parents navigate the pressures of raising kids without entitlement. As a mom of five, she brings both insight and authenticity to every stage she steps on.

Mentioned on the Show

0:00 45:04

YFP REI 133: How Property Owners Can Leverage Energy-Efficient Financing

Hosts
Nate Hedrick David Bright
Guests
Colin Kalvas
Keywords
PACE financing Property Assessed Clean Energy energy efficiency public finance economic development

Attorney Colin Kalvas discusses PACE (Property Assessed Clean Energy) financing, including its origins, mechanisms, and applications for residential and commercial property owners.

Summary

In this episode, Colin Kalvas, a public finance and economic development attorney, joins Nate Hedrick, PharmD and David Bright, PharmD to explore the intricacies of PACE (Property Assessed Clean Energy) financing. They discuss its origins, mechanisms, and applications for both residential and commercial property owners.

About Today's Guest

Colin Kalvas is a public finance and economic development attorney with Bricker Graydon in Columbus, Ohio. Colin serves political subdivisions, financial institutions, developers, and special purpose districts in many different capacities. He represents clients on economic development incentives, public-private partnerships, project financing, municipal bonds, federal income tax law, securities law, contracts, property development, and governmental revenues.

Colin has been at the forefront of developing property assessed clean energy (PACE) financing in Ohio. His PACE efforts include serving as counsel to PACE administrators and energy special improvement districts, as well as serving as bond counsel and capital provider’s counsel to entities that finance energy efficiency and clean energy projects through PACE.

He is well known within the national PACE community and regularly speaks at national PACE conferences. He has extensive experience negotiating, documenting and closing PACE transactions, including as part of complex capital stacks. Colin is frequently called upon to advise PACE capital providers of all kinds on transactional best practices and documentation.

Mentioned on the Show

 

Ratings

Global:
4.9 rating 167 reviews

USA

4.9 ratings 167 reviews

UK

0.0 ratings 0 reviews

Canada

0.0 ratings 0 reviews

Ireland

0.0 ratings 0 reviews

Australia

0.0 ratings 0 reviews

New Zealand

0.0 ratings 0 reviews

Singapore

0.0 ratings 0 reviews

South Africa

0.0 ratings 0 reviews