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The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
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Here's a quick summary of the last 5 episodes on Your Financial Pharmacist.
Hosts
Tim Ulbrich
Nate Hedrick
David Bright
Tim Baker
Previous Guests
Julia Myers
No additional bio available.
Colin Kalvas
Colin Kalvas is a public finance and economic development attorney with Bricker Graydon in Columbus, Ohio. He serves political subdivisions, financial institutions, developers, and special purpose districts in various capacities. Colin represents clients on economic development incentives, public-private partnerships, project financing, municipal bonds, federal income tax law, securities law, contracts, property development, and governmental revenues. He has been at the forefront of developing property assessed clean energy (PACE) financing in Ohio, serving as counsel to PACE administrators and energy special improvement districts, as well as bond counsel and capital providers counsel to entities financing energy efficiency and clean energy projects through PACE. Colin is well known within the national PACE community and regularly speaks at national PACE conferences. He has extensive experience negotiating, documenting, and closing PACE transactions, including as part of complex capital stacks, and is frequently called upon to advise PACE capital providers on transactional best practices and documentation.
Colin Kalvas is a public finance and economic development attorney with Bricker Graydon in Columbus, Ohio. He serves political subdivisions, financial institutions, developers, and special purpose districts in various capacities. Colin represents clients on economic development incentives, public-private partnerships, project financing, municipal bonds, federal income tax law, securities law, contracts, property development, and governmental revenues. He has been at the forefront of developing property assessed clean energy (PACE) financing in Ohio, serving as counsel to PACE administrators and energy special improvement districts, as well as bond counsel and capital providers counsel to entities financing energy efficiency and clean energy projects through PACE. Colin is well known within the national PACE community and regularly speaks at national PACE conferences. He has extensive experience negotiating, documenting, and closing PACE transactions, including as part of complex capital stacks, and is frequently called upon to advise PACE capital providers on transactional best practices and documentation.
Anisha Patel
Anisha Patel is a paediatric pharmacist turned podcaster and digital creator who's passionate about showcasing the limitless possibilities within healthcare careers. Through her podcast 'The Pharmacist Diaries' (174+ episodes strong!), she shares stories of innovative pharmacists worldwide while building a community that breaks free from traditional career moulds. After 14 years in clinical practice, including stints as the Abu Dhabi Grand Prix pharmacist and working in emergency services in the UAE, Anisha has embraced entrepreneurship to help other healthcare professionals find their voice through podcasting. When she's not recording episodes or coaching aspiring podcasters, you'll find Anisha planning global adventures with her family or sharing insights about designing a life of impact and freedom.
Anisha Patel is a paediatric pharmacist turned podcaster and digital creator who's passionate about showcasing the limitless possibilities within healthcare careers. Through her podcast 'The Pharmacist Diaries' (174+ episodes strong!), she shares stories of innovative pharmacists worldwide while building a community that breaks free from traditional career moulds. After 14 years in clinical practice, including stints as the Abu Dhabi Grand Prix pharmacist and working in emergency services in the UAE, Anisha has embraced entrepreneurship to help other healthcare professionals find their voice through podcasting. When she's not recording episodes or coaching aspiring podcasters, you'll find Anisha planning global adventures with her family or sharing insights about designing a life of impact and freedom.
Topics Discussed
market volatility
investing
wealth building
loss aversion
diversification
risk tolerance
Family Constitution Blueprint
values
traditions
legacy
pharmacists
healthcare professionals
money management
PACE financing
Property Assessed Clean Energy
energy efficiency
public finance
economic development
Roth IRA
life insurance
expectant parents
Modified Adjusted Gross Income
MAGI
pharmacy
entrepreneurship
personal growth
podcasting
healthcare careers
storytelling
YouTube Channel
Podcast has no YouTube channel.
Instagram Profile
Podcast has no Instagram profile.
Episodes
Here's the recent few episodes on Your Financial Pharmacist.
0:0025:59
YFP 403: Lessons from the Red: Navigating Big Market Dips
Tim Ulbrich, PharmD, reflects on losing over $100,000 during recent market volatility and shares eight powerful, experience-driven lessons from two decades of investing to help listeners navigate the emotional and practical realities of building wealth.
In this episode, Tim Ulbrich, PharmD gets personal and shares how he lost over $110,000 in just five days.
Despite his professional background in personal finance, Tim candidly shares how challenging it was to write those numbers downhighlighting just how emotional and disorienting the recent market volatility can feel, even for seasoned investors.
Drawing on two decades of investing experience, Tim unpacks eight key lessons that go beyond theory. These arent just ideas from a textbook or strategies hes shared with clientstheyre principles shaped and reinforced by real-life experience. From understanding loss aversion and the importance of diversification to recognizing ones own risk tolerance, this episode offers practical insights for navigating the highs and lows of investing with confidence and resilience.
Tim Ulbrich, PharmD, reflects on losing over $100,000 during recent market volatility and shares eight powerful, experience-driven lessons from two decades of investing to help listeners navigate the emotional and practical realities of building wealth.
In this episode, Tim Ulbrich, PharmD gets personal and shares how he lost over $110,000 in just five days.
Despite his professional background in personal finance, Tim candidly shares how challenging it was to write those numbers downhighlighting just how emotional and disorienting the recent market volatility can feel, even for seasoned investors.
Drawing on two decades of investing experience, Tim unpacks eight key lessons that go beyond theory. These arent just ideas from a textbook or strategies hes shared with clientstheyre principles shaped and reinforced by real-life experience. From understanding loss aversion and the importance of diversification to recognizing ones own risk tolerance, this episode offers practical insights for navigating the highs and lows of investing with confidence and resilience.
YFP 402: Building a Legacy: The Family Constitution Blueprint with Julia Myers
Hosts
Hosts of this podcast episode
Tim Ulbrich
Guests
Guests of this podcast episode
Julia Myers
Keywords
Keywords of this podcast episode
Family Constitution Blueprintvaluestraditionslegacypharmacistshealthcare professionalsmoney management
In this episode, Julia Myers, pharmacist and founder of Generational Wisdom, shares her Family Constitution Blueprint, a tool to help families define values, build traditions, and create a lasting legacy. This episode is brought to you by First Horizon.
Summary
In this episode, Tim Ulbrich is joined by Julia Myers, a pharmacist and the founder of Generational Wisdom, a business born out of her own powerful story of transformation. Julia shares her Family Constitution Blueprint, a thoughtful and deeply practical tool that helps families clarify their core values, establish meaningful traditions, and create a vision that lasts for generations.
Julia shares:
Why identifying your family’s values is a powerful first step toward legacy-building
How to translate your intentions into everyday actions, especially in the midst of busy professional and family life
And how pharmacists and healthcare professionals can use these principles to create more alignment, connection, and purpose at home
Whether you’re raising kids, managing a household, or just want to live with greater intention, this conversation will leave you inspired and equipped to take that next step.
About Today's Guest
Dr. Julia Myers is an international speaker, founder of Generational Wisdom, and a leading authority on teaching families how to talk to kids about money. Julia received her PharmD from University of Wyoming and her MBA from University of Tennessee. She spent nearly two decades as a board-certified pharmacist and distinguished health care executive before a career-ending diagnosis changed the trajectory of her life. Today, she blends wisdom and common sense to help parents navigate the pressures of raising kids without entitlement. As a mom of five, she brings both insight and authenticity to every stage she steps on.
In this episode, Julia Myers, pharmacist and founder of Generational Wisdom, shares her Family Constitution Blueprint, a tool to help families define values, build traditions, and create a lasting legacy. This episode is brought to you by First Horizon.
Summary
In this episode, Tim Ulbrich is joined by Julia Myers, a pharmacist and the founder of Generational Wisdom, a business born out of her own powerful story of transformation. Julia shares her Family Constitution Blueprint, a thoughtful and deeply practical tool that helps families clarify their core values, establish meaningful traditions, and create a vision that lasts for generations.
Julia shares:
Why identifying your family’s values is a powerful first step toward legacy-building
How to translate your intentions into everyday actions, especially in the midst of busy professional and family life
And how pharmacists and healthcare professionals can use these principles to create more alignment, connection, and purpose at home
Whether you’re raising kids, managing a household, or just want to live with greater intention, this conversation will leave you inspired and equipped to take that next step.
About Today's Guest
Dr. Julia Myers is an international speaker, founder of Generational Wisdom, and a leading authority on teaching families how to talk to kids about money. Julia received her PharmD from University of Wyoming and her MBA from University of Tennessee. She spent nearly two decades as a board-certified pharmacist and distinguished health care executive before a career-ending diagnosis changed the trajectory of her life. Today, she blends wisdom and common sense to help parents navigate the pressures of raising kids without entitlement. As a mom of five, she brings both insight and authenticity to every stage she steps on.
YFP REI 133: How Property Owners Can Leverage Energy-Efficient Financing
Hosts
Hosts of this podcast episode
Nate HedrickDavid Bright
Guests
Guests of this podcast episode
Colin Kalvas
Keywords
Keywords of this podcast episode
PACE financingProperty Assessed Clean Energyenergy efficiencypublic financeeconomic development
Attorney Colin Kalvas discusses PACE (Property Assessed Clean Energy) financing, including its origins, mechanisms, and applications for residential and commercial property owners.
Summary
In this episode, Colin Kalvas, a public finance and economic development attorney, joins Nate Hedrick, PharmD and David Bright, PharmD to explore the intricacies of PACE (Property Assessed Clean Energy) financing. They discuss its origins, mechanisms, and applications for both residential and commercial property owners.
About Today's Guest
Colin Kalvas is a public finance and economic development attorney with Bricker Graydon in Columbus, Ohio. Colin serves political subdivisions, financial institutions, developers, and special purpose districts in many different capacities. He represents clients on economic development incentives, public-private partnerships, project financing, municipal bonds, federal income tax law, securities law, contracts, property development, and governmental revenues.
Colin has been at the forefront of developing property assessed clean energy (PACE) financing in Ohio. His PACE efforts include serving as counsel to PACE administrators and energy special improvement districts, as well as serving as bond counsel and capital provider’s counsel to entities that finance energy efficiency and clean energy projects through PACE.
He is well known within the national PACE community and regularly speaks at national PACE conferences. He has extensive experience negotiating, documenting and closing PACE transactions, including as part of complex capital stacks. Colin is frequently called upon to advise PACE capital providers of all kinds on transactional best practices and documentation.
Attorney Colin Kalvas discusses PACE (Property Assessed Clean Energy) financing, including its origins, mechanisms, and applications for residential and commercial property owners.
Summary
In this episode, Colin Kalvas, a public finance and economic development attorney, joins Nate Hedrick, PharmD and David Bright, PharmD to explore the intricacies of PACE (Property Assessed Clean Energy) financing. They discuss its origins, mechanisms, and applications for both residential and commercial property owners.
About Today's Guest
Colin Kalvas is a public finance and economic development attorney with Bricker Graydon in Columbus, Ohio. Colin serves political subdivisions, financial institutions, developers, and special purpose districts in many different capacities. He represents clients on economic development incentives, public-private partnerships, project financing, municipal bonds, federal income tax law, securities law, contracts, property development, and governmental revenues.
Colin has been at the forefront of developing property assessed clean energy (PACE) financing in Ohio. His PACE efforts include serving as counsel to PACE administrators and energy special improvement districts, as well as serving as bond counsel and capital provider’s counsel to entities that finance energy efficiency and clean energy projects through PACE.
He is well known within the national PACE community and regularly speaks at national PACE conferences. He has extensive experience negotiating, documenting and closing PACE transactions, including as part of complex capital stacks. Colin is frequently called upon to advise PACE capital providers of all kinds on transactional best practices and documentation.
Tim Ulbrich and Tim Baker tackle questions from the YFP community on life insurance needs for expectant parents and eligibility for direct Roth IRA contributions.
Summary
On today’s episode, YFP Co-Founders Tim Ulbrich, PharmD and Tim Baker, CFP tackle two important questions from the YFP community.
First, they dive into how to project your life insurance needs when welcoming a new baby into the family. Then, Tim and Tim break down how Modified Adjusted Gross Income (MAGI) is calculated to help you determine if you’re eligible for direct Roth IRA contributions.
If you have a question you’d like featured on an upcoming episode, visit yourfinancialpharmacist.com/askyfp or email [email protected].
Tim Ulbrich and Tim Baker tackle questions from the YFP community on life insurance needs for expectant parents and eligibility for direct Roth IRA contributions.
Summary
On today’s episode, YFP Co-Founders Tim Ulbrich, PharmD and Tim Baker, CFP tackle two important questions from the YFP community.
First, they dive into how to project your life insurance needs when welcoming a new baby into the family. Then, Tim and Tim break down how Modified Adjusted Gross Income (MAGI) is calculated to help you determine if you’re eligible for direct Roth IRA contributions.
If you have a question you’d like featured on an upcoming episode, visit yourfinancialpharmacist.com/askyfp or email [email protected].
In this episode, Tim Ulbrich chats with Anisha Patel, host of the Pharmacist Diaries podcast, about her journey through pharmacy, entrepreneurship, and personal growth, including her work at Oxford and Cleveland Clinic Abu Dhabi, and how launching her podcast during the pandemic opened new opportunities.
Summary
In this episode, Tim Ulbrich, YFP Co-Founder, is joined by Anisha Patel, host of the Pharmacist Diaries podcast, to discuss her inspiring journey through pharmacy, entrepreneurship, and personal growth.
Anisha’s story spans from growing up in a family of independent pharmacists in the UK to working at Oxford University Hospitals and Cleveland Clinic Abu Dhabi. She also shares how she launched her podcast during the pandemic, which has since grown into a global platform. In this conversation, Tim and Anisha dive into the power of storytelling in healthcare, the intersection of entrepreneurship and pharmacy, and how embracing non-traditional career paths can open doors to new opportunities.
About Today's Guest
Anisha Patel is a paediatric pharmacist turned podcaster and digital creator who's passionate about showcasing the limitless possibilities within healthcare careers. Through her podcast "The Pharmacist Diaries" (174+ episodes strong!), she shares stories of innovative pharmacists worldwide while building a community that breaks free from traditional career moulds.
After 14 years in clinical practice, including stints as the Abu Dhabi Grand Prix pharmacist and working in emergency services in the UAE, Anisha has embraced entrepreneurship to help other healthcare professionals find their voice through podcasting. When she's not recording episodes or coaching aspiring podcasters, you'll find Anisha planning global adventures with her family or sharing insights about designing a life of impact and freedom.
In this episode, Tim Ulbrich chats with Anisha Patel, host of the Pharmacist Diaries podcast, about her journey through pharmacy, entrepreneurship, and personal growth, including her work at Oxford and Cleveland Clinic Abu Dhabi, and how launching her podcast during the pandemic opened new opportunities.
Summary
In this episode, Tim Ulbrich, YFP Co-Founder, is joined by Anisha Patel, host of the Pharmacist Diaries podcast, to discuss her inspiring journey through pharmacy, entrepreneurship, and personal growth.
Anisha’s story spans from growing up in a family of independent pharmacists in the UK to working at Oxford University Hospitals and Cleveland Clinic Abu Dhabi. She also shares how she launched her podcast during the pandemic, which has since grown into a global platform. In this conversation, Tim and Anisha dive into the power of storytelling in healthcare, the intersection of entrepreneurship and pharmacy, and how embracing non-traditional career paths can open doors to new opportunities.
About Today's Guest
Anisha Patel is a paediatric pharmacist turned podcaster and digital creator who's passionate about showcasing the limitless possibilities within healthcare careers. Through her podcast "The Pharmacist Diaries" (174+ episodes strong!), she shares stories of innovative pharmacists worldwide while building a community that breaks free from traditional career moulds.
After 14 years in clinical practice, including stints as the Abu Dhabi Grand Prix pharmacist and working in emergency services in the UAE, Anisha has embraced entrepreneurship to help other healthcare professionals find their voice through podcasting. When she's not recording episodes or coaching aspiring podcasters, you'll find Anisha planning global adventures with her family or sharing insights about designing a life of impact and freedom.
